Comparing the Cost of Living in South Carolina’s Major Regions

cost of living in south carolina

If you're thinking about moving to South Carolina, you're not alone. The Palmetto State has become a top relocation destination thanks to its mild climate, welcoming communities, and lower-than-average cost of living. But costs can vary quite a bit depending on where you choose to live—whether it's the coast, the mountains, or somewhere in between.

Here’s a look at how the cost of living compares across South Carolina’s four major regions: the Upstate, Midlands, Lowcountry, and Pee Dee.

Upstate (Greenville, Spartanburg, Anderson)

Vibe: A fast-growing region with scenic views, booming industry, and vibrant downtowns.

  • Average Home Price: ~$320,000 (as of 2024)

  • Median Household Income: ~$65,000

  • Cost of Living Index: About 90 (10% below national average)

  • Popular Cities: Greenville, Spartanburg, Travelers Rest, Easley

Pros:

  • Affordable compared to larger metro areas

  • Strong job market in manufacturing, healthcare, and tech

  • Great schools and outdoor activities

Considerations:

  • Rapid growth means home prices are rising

  • Traffic in Greenville is increasing with population growth

Midlands (Columbia, Lexington, Camden)

Vibe: Centrally located and home to the state capital, the Midlands blends city life with suburban comfort.

  • Average Home Price: ~$280,000

  • Median Household Income: ~$60,000

  • Cost of Living Index: Around 88–90

  • Popular Cities: Columbia, Lexington, Irmo, Blythewood

Pros:

  • Lower housing costs and property taxes

  • Access to jobs in government, education, and healthcare

  • Family-friendly neighborhoods and good school districts

Considerations:

  • Hot summers and some flooding zones near rivers

  • Columbia traffic and infrastructure can be hit or miss

Lowcountry (Charleston, Bluffton, Hilton Head)

Vibe: Coastal charm, historic architecture, and high demand from tourists and retirees.

  • Average Home Price: ~$500,000+ (Charleston), ~$430,000 (Bluffton/Hilton Head)

  • Median Household Income: ~$75,000 in Charleston Metro

  • Cost of Living Index: 105–110 (above national average)

  • Popular Areas: Charleston, Mount Pleasant, Summerville, Beaufort, Hilton Head

Pros:

  • Beaches, culture, and historic charm

  • Strong job market in healthcare, tourism, tech, and defense

  • Popular for retirees and remote workers

Considerations:

  • Highest housing and rental costs in the state

  • Higher cost of living due to demand and limited space

  • Hurricane and flood insurance costs can add up

Pee Dee (Florence, Hartsville, Marion)

Vibe: Rural, affordable, and rich in Southern hospitality and agricultural history.

  • Average Home Price: ~$200,000

  • Median Household Income: ~$50,000

  • Cost of Living Index: 80–85 (well below national average)

  • Popular Cities: Florence, Darlington, Hartsville, Marion

Pros:

  • Lowest housing costs in the state

  • Slower pace of life with space to spread out

  • Ideal for retirees or remote workers on a budget

Considerations:

  • Fewer job opportunities compared to other regions

  • Limited public transportation and fewer major amenities

  • May require travel for specialized healthcare or entertainment

Key Takeaways for Choosing the Right Region

south carolina cost of living
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